Financial Services
Built on Trust
A Christian microfinance institution serving individuals, families, cooperatives, and faith institutions across Rwanda. Community banking since 2006.
2006
Est.
6+
Branches
1%
NPL Ratio
14.6%
Tier 1 CAR
Quick Access
What would you like to do?
Account opening in 10 minutes at any branch
Our Products
Banking Solutions for Every Need
Practical financial products crafted for individuals, traders, cooperatives, schools, churches, and agri-based communities across Rwanda.
Build lasting financial security with four dedicated savings products — from everyday current accounts to disciplined long-term deposits. All accounts open in 10 minutes at any branch.
ISANGE
Flexible Current Account
A demand deposit account for everyday personal and professional use. ISANGE is the foundation account — open it first, then unlock every other ACB product.
- Unlimited deposits & withdrawals
- Available to individuals, businesses & organisations
- Gateway to all other ACB savings products
- Fast 10-minute account opening
MPEJO
Interest-Bearing Savings
Earn competitive interest by saving consistently over at least 6 months. Daily, weekly, or monthly contributions — you set the rhythm.
- Minimum term: 6 months
- Earn interest on every deposit
- Regular deposit schedule
- Goal-based financial planning
HUNIKA
Term Deposit
Place a lump sum for an agreed fixed term and receive a guaranteed return. Ideal for disciplined savers and businesses holding surplus funds.
- Single lump-sum placement
- Interest-bearing certificate issued
- Agreed fixed term with guaranteed return
- Supports medium-term financial goals
Amasezerano Community Banking — Est. 2006
A Christian Bank Built to Serve Rwanda
Licensed by BNR, ACB has delivered inclusive financial services to families, cooperatives, schools, churches, and traders across 7 branches since 2006.
2006
Founded
6+
Branches
14.6%
Tier 1 CAR
1%
NPL Ratio
About Us
A Community Bank Built on Christian Principles
Amasezerano Community Banking PLC has served Rwandans since 2006 with a clear mission: financial inclusion rooted in integrity, purpose, and service excellence.
We are regulated by BNR, maintain strong capital adequacy ratios, and operate from 6 branches — bringing accessible banking to communities across Rwanda.
BNR Licensed
Regulated with strong compliance and transparent governance.
Community First
Serving families, traders, cooperatives, churches, and schools.
Financial Strength
14.6% CAR and 1% NPL — well above regulatory minimums.
Christian Mission
Purpose-driven banking aligned with integrity and community values.
Our Leadership
Meet Our Leadership Team
Experienced leaders guiding ACB's mission of financial inclusion and Christian values.
Leadership
Francis Nsengiyumva
Board Chairperson
Email: nsengafra@gmail.com
Phone: +250 788 303 884
Experienced Rwandan finance and governance professional with over 18 years of expertise across public and private sectors in East and Central Africa. Specializes in corporate governance, strategic planning, financial management, and large-scale project coordination. Has held senior leadership roles including Chief Finance Officer, General Manager, and Director. Has also served on the boards of major institutions such as Cogebank Plc and Prime Insurance. Holds a Master's degree in Finance from the University of London (SOAS).
Leadership
Busingye Barbara
Board Member
Email: barbusingye@yahoo.co.uk
Phone: +250 788 301 281
Highly experienced banking and financial services professional with over 25 years of leadership across major institutions in Rwanda, including Bank of Kigali and Ecobank. Specializes in retail banking operations, credit management, SME financing, and strategic business development. Has held senior roles such as Head of Retail Branch Network & Operations, Corporate Banking Manager, and Branch Manager. Holds a Master's Degree in Economic Policy Management from Makerere University.
Leadership
Patrick Hodari
Board Member / Company Secretary
Email: patrickhodari@gmail.com
Phone: +250 788 362 065
Accomplished Rwandan legal professional with over a decade of experience in corporate law, legislative drafting, and regulatory compliance. Currently serves as Head of Legal & Company Secretary at SONARWA Life Assurance Company. Has held senior legal roles at Energy Development Corporation Ltd and the Rwanda Law Reform Commission. Also serves as an Assistant Lecturer in law. Holds a Master of Business Law.
Leadership
Musirikare Michel
Board Member
Email: michel@healthbuilders.org
Phone: +250 788 301 971
Seasoned finance and nonprofit executive with over 25 years of leadership experience across nonprofit, public, and banking sectors. Currently serves as Executive Director of Health Builders Rwanda. Has held senior roles in finance and administration, including with USAID-funded programs, RALGA, and the Office of the Auditor General. Holds a Bachelor's degree in Economics and ACCA certification.
Leadership
Parfait Bizimana
Board Member / Treasurer
Email: Parfait.bizimana@gmail.com
Phone: (716) 524-0905
Dynamic finance professional with strong expertise in financial analysis, risk management, and business operations. Currently serves as a Financial Analyst at Sterling Bank & Trust. Also serves as Treasurer at Alliance Française de Detroit and Board Manager at Oakwood Friends School. Holds an MBA and a Bachelor's degree in Finance from Niagara University.
Leadership
Angel Gwiza
Board Member
Email: ang.gwiza@gmail.com
Phone: +250 789 000 188
Product manager and design research leader with a strong background in digital health, user experience, and product development across Africa. Experience at Babyl Health Rwanda, Resolve to Save Lives, and YUX Design East Africa. Holds a Bachelor's degree in Computer Science from Glasgow Caledonian University.
Leadership
Nkurunziza James
Board Member
Email: jmsnkurunziza@gmail.com
Phone: +250 788 507 466
Seasoned public administration and social security professional with over 20 years of experience. Currently serves as Director of Enforcement and Debt Recovery at Rwanda Social Security Board (RSSB). Previously Director of Pension Unit and Provincial Coordinator. Holds a Master's degree in Public Administration and Management from the University of Rwanda.
Leadership
Ntarindwa Eugene
Board Member
Email: ntarigen@yahoo.fr
Phone: +250 788 356 251
Highly experienced finance, taxation, and audit professional with over 15 years of expertise in Rwanda. Currently an independent consultant specializing in taxation and financial management. Previously Finance and Administration Manager at BK Techouse and Director of Finance and Administration at the Road Maintenance Fund. Holds a Master's degree in Finance and Accounting from the University of Kigali.
Leadership
Eraste Nsengiyumva
Managing Director
Email: ensengiyumva@acb.rw
Phone: (+250) 788 380 723
Managing Director of Amasezerano Community Banking PLC, leading the institution's strategic direction, operations, and community banking mission since its founding.
Leadership
Samuel Nsengiyumva
Head of Credit & Recovery
Email: snsengiyumva@acb.rw
Phone: (+250) 788 251 788
Leads ACB's credit and recovery operations, ensuring sound lending practices and portfolio quality across all branches.
Leadership
Jean Marie Vianney Kamana
Head of IT
Email: jkamana@acb.rw
Phone: (+250) 784 573 265
Oversees ACB's technology infrastructure, digital banking systems, and IT strategy to support efficient, secure, and modern banking services.
Leadership
Françoise Kampirwa
Operations Director
Email: fkampirwa@acb.rw
Phone: (+250) 788 352 195
Directs ACB's branch operations, service delivery standards, and operational excellence initiatives across all locations.
Leadership
Monique Niragire
Marketing Officer
Email: mniragire@acb.rw
Phone: (+250) 782 087 706
Manages ACB's marketing, customer outreach, and brand communications to grow awareness and deepen community engagement.
Leadership
Jacques Nkurunziza
Director of Finance
Email: jnkurunziza@acb.rw
Phone: (+250) 788 406 400
Oversees ACB's financial reporting, budgeting, regulatory compliance, and treasury management to ensure institutional financial health.
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2024 Results
Financial Strength & Governance
Key indicators from our most recent audited financial year, reviewed by the National Bank of Rwanda.
Tier 1 Capital
FRW 567M
FRW 567,072,401 actual
Total Capital
FRW 838M
FRW 838,604,000 actual
Governance
7 + 5
Board members + Senior managers
Liquidity Ratio
19%
Above BNR minimum requirement
Capital Adequacy Ratios
14.6%
Tier 1 CAR
19%
Liquidity
BNR min Tier 1: 10%
BNR min Liquidity: 15%
Portfolio Quality
Branch Network & Reach
7
Branches
5
Provinces
20+
Yrs Active
Source: Audited Financial Statements 2024 — View full reports
Testimonials
What Our Clients Say
Real stories from community members, traders, churches, and families who bank with ACB.
“ACB's CURUZA loan helped me expand my market stall into a proper shop. The process was quick and the staff were genuinely supportive every step of the way.”
Marie Uwimana
Small Trader, Kicukiro
Service Charter
Our Promise to You
Transparent turnaround standards so you always know what to expect when you bank with ACB.
Complaint acknowledgment
Immediate by call center/branch, 1 business day by website/email
Account opening
10 minutes
Withdrawal
5 minutes
Passbook issuance
Same day
Loan clearance certificate
3 hours
Mobile banking registration
Same day
Get in Touch
We'd Love to Hear From You
Have a question about our products, or ready to open an account? Fill in the form and our team will respond within one business day.
Get Started Today
Ready to Open Your Account?
Visit any of our 7 branches or contact us directly. Account opening takes as little as 10 minutes.